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Our blog articles are geared towards first-time home buyers and mortgage market news.
Buying a CONDO using FHA Financing
How do you check if a Condo Project is FHA Approved? You can visit HUD.GOV website and search for FHA approved condos in your county: https://entp.hud.gov/idapp/html/condlook.cfm How does FHA define…
Bridge Loans and Hard Money
Difference between Bridge Loans and Hard Money Explained When it comes to investing in real estate, hard money loans and bridge loans get brought up a lot and can be…
Reverse Mortgages Explained
What are the rules of a reverse mortgage? Reverse Mortgage Rules & Requirements You must be 62 years of age or older. You must own your home. You must own…
Reverse Mortgage Myths
Reverse Mortgage Myths #1: The bank or lender owns your home. Probably the biggest misconception of them all! Just like any other mortgage, the borrower still owns their home and…
Roseville, California – Parks Guide
Provided by City of Roseville, here's a comprihensive list of parks and their locations in Roseville, California. The Park Guide below will help you sort out all of the Roseville…
Moving to Lincoln, California
Thinking about moving to Lincoln, CA? Located in Placer County, Lincoln is a small city that is part of the Sacramento metropolitan area with a charming downtown area that is…
Moving to Roseville, California
Capital city / suburban complex - Northern California, northern Central Valley at the base of the Sierra Nevada. May, October and April are the most pleasant months in Roseville, while…
Do Mortgage Rates Change Daily
Q: Do Mortgage rates change daily or hourly? A: Mortgage interest rates are in constant flux, changing every day. That's because there are a lot of different factors that influence…
WHAT IS PITI – MORTGAGE PAYMENT BASICS
What exactly does PITI stand for in mortgage terms? PITI - is an acronym for the breakdown of what’s included in your mortgage payment. P – Principal I – Mortgage Interest T…
CALIFORNIA COUNTY LOAN LIMITS 2021
2021 California County Loan Limits (Conforming) for FHA, VA, Conventional and Jumbo loans For 2021, the FHFA (Federal Housing Finance Administration) set the baseline conforming loan limit for 1 unit properties at…
VA IRRRL Streamline Refinance
What is the VA IRRRL Streamline Refinance? The VA IRRRL Streamline Refinance is another way to refinance your current VA loan into a lower rate and monthly payment unlike a…
THE TOP 7 ADVANTAGES OF VA LOANS
THE TOP 7 ADVANTAGES OF VA LOANS Veterans have incredible housing benefits that shouldn’t be overlooked. If you served at least 181 days in the military and had any discharge…
