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Patrick Kelley Loan Officer

Patrick Kelley

Senior Mortgage Advisor
NMLS#: 390309

CA DRE # 02214415

Phone: (916) 524-4411

Hello, welcome to my page.

“The Kelley Team boasts over 75 years of collective experience in the mortgage industry, dedicated to providing unparalleled assistance tailored to your unique loan requirements. With a comprehensive team approach, we guide you through every step of the process, ensuring a smooth and efficient journey from application to closing.

Navigating the complexities of the mortgage process can be challenging and stressful. That’s why we prioritize building strong relationships with our clients, fostering trust and confidence every step of the way. Your satisfaction and peace of mind are our top priorities.”

Unified Home Loans, Roseville CA

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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